Deposit Insurance - FDIC.gov
The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.
What Is FDIC Insurance and What Are the Coverage Limits?
FDIC insurance exists to protect your deposited money if your bank collapses. Learn how it works and find out the coverage limits for your bank accounts.
Understanding Bank Ratings and FDIC Insurance: A ... - Investopedia
Nov 8, 2025 · Discover what bank ratings mean, how FDIC insurance protects your money, and examples of coverage. Ensure your deposits are secure with this essential guide.
How FDIC insurance works, plus a breakdown of coverage limits (2025)
1 day ago · The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC …
What is FDIC insurance and how does it work? - Vanguard
Jul 25, 2025 · Learn what FDIC insurance is, how it works, & how it protects your money—up to $250,000 per account. Find out how to ensure your funds are safe.
FDIC insurance: What it is, how it works and limits - Bankrate
Dec 12, 2025 · The Federal Deposit Insurance Corp. (FDIC) protects your money if your bank fails. Deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per ownership category.
What Is FDIC Insurance? Limits and More - Charles Schwab
Mar 12, 2025 · If your bank fails, FDIC insurance covers your accounts dollar-for-dollar, including principal and any accrued interest through the date of the insured bank's closing, up to the insurance …
Understanding Deposit Insurance - FDIC.gov
Apr 1, 2024 · FDIC deposit insurance protects your money in deposit accounts at FDIC-insured banks in the event of a bank failure. Since the FDIC was founded in 1933, no depositor has lost a penny of …
What is FDIC Insurance & Are My Accounts Covered? - FNBO
Jun 4, 2024 · While everyone’s situation is unique when it comes to where you bank and the types of accounts you hold, this article explains the important things you should understand about FDIC …
FDIC Insurance Explained: What It Is and How It Protects Your Money
What is the FDIC, and what does it cover? The Federal Deposit Insurance Corporation (FDIC) provides banks and customers with stability by protecting your money in deposit accounts in the event of a …